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  • Sue Adler Team, Keller Williams Realty
  • 488 Springfield Ave
  • Summit, NJ 07901
  • M: 973.552.2419 (call first)
  • P: 973.250.4825 ext 101
  • F: 480.247.4891
  • E: info (at) sueadler.com
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You are here: Home » Buyer’s Closing Costs

Buyer’s Closing Costs

Buying a Home in New Jersey
Buyers Approximate Closing costs – Reference Guide
Legal Fees and Title Costs
1. Attorney Fee $1,000.00 to $1,500.00
2. Survey (Condo $150 to $250) $450.00 to $800.00
3. Recording Fees with Mortgage & Deed $200.00 to $300.00
Title Searches/Title Policy Endorsements $250.00 to $500.00
5. Title Insurance Premium (obtain from lender or attorney)
Mortgage Costs
6. Application Fee
(Includes Credit Report)		 $300.00 to $600.00
7. Appraisal $400.00 to $600.00
8. Miscellaneous Mortgage Costs
(Varies, be sure to ask your lender)		 $100.00 to $600.00
9. PMI (Private Mortgage Insurance) (obtain from lender)
10. Points (obtain from lender)
(Fee paid to lender to “buy-down” interest rate on mortgage)
(One point = 1% of mortgage, ex. – 1 point on a $500,000 mortgage equals $5,000)
Inspection Costs
11. Home Inspection $300.00 to $650.00
Radon Inspection $120.00 to $300.00
Wood Destroying Insect
Inspection/Certification		 $75.00 to $150.00
Septic Inspection (if applicable) $750.00 to $1000.00
Oil Tank Inspection (if applicable) $395.00 to $500.00
Other Inspections (if applicable)
Asbestos, Chimney and Mold – (costs vary)
12. Homeowner’s Insurance (1 yr. prepaid) Obtain from Insurance Co.
13. 2 Months Escrow Homeowner’s Insurance
14. Escrows for property taxes up to 3 months
15. Mansion Tax, if applicable (Residential Zone Use) 1% of consideration when sales
price is over $1,000,000

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Get In Touch

  • Sue Adler Team
  • 488 Springfield Ave
  • Summit, NJ 07901
  • M: 973.552.2419
  • P: 973.250.4825 ext 101
  • F: 480.247.4891
  • E: info (at) sueadler.com

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