Contact Us

  • Sue Adler Team, Keller Williams Realty
  • 518 Millburn Avenue
  • Short HIlls, NJ 07078
  • M: 973.936.9129 (call first)
  • P: 973.250.4825 ext 101
  • F: 480.247.4891
  • E: info (at)
  • Contact Form

Meet Sue Adler

Sue Adler has been the #1 Keller Williams agent in NJ for the past nine years, and leads one of the top Keller Williams teams worldwide, with annual production that will top $110 million in 2013.

As an "Outlier" who grew up in the Real Estate business, Sue has proven that it's possible to start over in any market and succeed. She was formerly the...Read More »

Buyer’s Closing Costs

Buying a Home in New Jersey
Buyers Approximate Closing costs – Reference Guide
Legal Fees and Title Costs
1. Attorney Fee$1,000.00 to $1,500.00
2. Survey (Condo $150 to $250)$450.00 to $800.00
3. Recording Fees with Mortgage & Deed$200.00 to $300.00
Title Searches/Title Policy Endorsements$250.00 to $500.00
5. Title Insurance Premium (obtain from lender or attorney)
Mortgage Costs
6. Application Fee
(Includes Credit Report)
$300.00 to $600.00
7. Appraisal$400.00 to $600.00
8. Miscellaneous Mortgage Costs
(Varies, be sure to ask your lender)
$100.00 to $600.00
9. PMI (Private Mortgage Insurance)(obtain from lender)
10. Points(obtain from lender)
(Fee paid to lender to “buy-down” interest rate on mortgage)
(One point = 1% of mortgage, ex. – 1 point on a $500,000 mortgage equals $5,000)
Inspection Costs
11. Home Inspection$300.00 to $650.00
Radon Inspection$120.00 to $300.00
Wood Destroying Insect
$75.00 to $150.00
Septic Inspection (if applicable)$750.00 to $1000.00
Oil Tank Inspection (if applicable)$395.00 to $500.00
Other Inspections (if applicable)
Asbestos, Chimney and Mold – (costs vary)
12. Homeowner’s Insurance (1 yr. prepaid)Obtain from Insurance Co.
13. 2 Months Escrow Homeowner’s Insurance
14. Escrows for property taxes up to 3 months
15. Mansion Tax, if applicable (Residential Zone Use) 1% of consideration when sales
price is over $1,000,000